Foreclosure is a legal proceeding brought by a lender to take back your home. You have the right to fight the foreclosure, to try to save your home, and to take care of your financial interests. The attorneys at Faruqui Law Firm can help protect your rights and your financial interests.
Whether you want to fight to keep your home or you want to walk away from it without being sued for a deficiency judgment, our attorneys can help you. However, you must act quickly to assert your rights in a foreclosure proceeding. You only have 20 days to respond to the summons and complaint in most foreclosure cases. If you do not file an answer, a clerk's default and a default judgment may be entered against you. If a foreclosure proceeding has been initiated on your home, you should contact us immediately.
Lenders must take specific steps in the appropriate order with accurate timing in order to foreclose on your home. Without an attorney, you probably won't know whether the foreclosure proceeding is being handled properly by the lender. Our attorneys can determine whether the lender is following the correct procedures in your case. We can help ensure that the lender does not take advantage of you.
Every so often, lenders deliberately lie when foreclosing on a home. They may even add on bogus fees and charges to increase their profits. Sometimes, they don't even have proof of ownership of the mortgage but foreclose on the home anyway. Without the assistance of an attorney, you may fall victim to these tactics. Our attorneys can help protect you from unscrupulous lenders.
Some mortgages are a product of predatory lending. If you are a victim of predatory lending, you may be able to assert affirmative claims for damages, even when your mortgage is in default. Our attorneys can determine whether your lender used unfair or illegal tactics at the time of the mortgage agreement and can help you pursue your claim for damages.
Even if the lender does everything correctly, you still have options. Depending on your situation and your objectives, you may be able to acheive a more favorable result through a deed in lieu of foreclosure, a short sale, a loan modification, or bankruptcy. Our attorneys can assist you with any of these options.
We invite you to use our website to better understand the foreclosure process. You can learn more about the foreclosure procedure in Florida. We have also posted information to help consumers save their homes from foreclosure and avoid foreclosure rescue scams.
We understand your financial situation and offer free initial consultations and reasonable fees in foreclosure defense cases. We also offer payment plan options in some cases. Fill out our Bankruptcy & Foreclosure Defense Consultation Questionnaire to get started on a no-obligation consultation or contact us to schedule a free initial consultation with one of our attorneys. | Foreclosure Defense Information |
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